Vacation Planning Done Right: The Membership Stack
Part 2 of a 4-Part Summer Series
Most people do their vacation planning and then figure out what it’s going to cost them. I do it the other way around.
Before I book anything, I ask one question: what memberships do I already have — or could I get cheaply — that make this trip dramatically less expensive?
It sounds like a small shift. It isn’t. Over the years this habit has saved our family hundreds of dollars every single summer, often turning a trip we thought was out of reach into something completely affordable.
Today I’m walking you through the memberships worth considering and a planning approach that will change how you think about family vacations entirely.
The Membership Stack
Think of these as tools in your pack before you hit the trail. Each one costs something upfront. Each one pays you back — often many times over.
The National Park Pass
If your Layer 1 or Layer 2 plans involve any national park, this is a no-brainer. The America the Beautiful Annual Pass runs about $80 and gets you unlimited access to every national park in the country for a full year. One visit to a national park typically runs $20–$35 in entrance fees. Two visits and this pass has already paid for itself.
If you spend more time in your state’s park system, look into your state park annual pass. Same concept — one flat fee, unlimited access, done.

The Zoo Pass
Here’s one most families don’t know about. Many zoos across the country are members of the Association of Zoos and Aquariums — and if your local zoo is a member, your annual membership pass gets you free or discounted admission at hundreds of other zoos nationwide.
I actually built a zoo bucket list for my boys during their childhood — specific zoos I wanted to hit across the country. We checked them off one by one. Our entrance fees were free nearly every time because so many of the best zoos in America are part of this network. Check whether your local zoo participates before your next renewal.
The Museum Pass
Same idea, different world. Many local museums belong to reciprocal membership networks that give passholders free or reduced access to hundreds of participating museums across the country. If you have a curious family — or if you’re doing any kind of thematic trip planning (more on that in a moment) — this pass can be extraordinary value. Check what your local museum is affiliated with and what that membership unlocks before you write it off as just a local perk.
The AARP Surprise
Here’s one that catches people off guard: AARP doesn’t require you to be a certain age to join. Membership is open, and it comes with a long list of travel discounts — hotels, rental cars, and more. If you travel even occasionally, it’s worth a look regardless of where you are in life.
The Thematic Vacation
Now here’s the part I really want you to think about — because this approach turned our family trips from good to genuinely unforgettable.
Instead of planning a vacation around a destination, try planning one around a theme.
When we were homeschooling and studying the history of flight, we didn’t just read about the Wright Brothers. We went to Kitty Hawk and Kill Devil Hills in North Carolina — where they actually did it. We flew kites on the same stretch of coast where they studied wind and lift. We walked through the Wright Brothers National Memorial. We camped on the beach for a week and spent evenings doing flashlight hunts for ghost crabs in the surf.
Every single activity connected back to the theme. The kids weren’t just on vacation — they were inside the story.
This works for any interest, any age, any budget. Is your family into wildlife? Build a trip around a national park known for animal sightings and pair it with a member zoo stop on the way. Into history? Pick an era and find the place where it happened. Into space? There are NASA visitor centers in multiple states, most of them free or nearly free.
The thematic approach also solves one of the biggest vacation problems families face: what do we do today? When everything connects to a central idea, the itinerary writes itself.
Putting It All Together
Here’s how this connects back to last week’s layer system.
Take your Layer 1 — your Summit experience for the summer. Now ask:
Is there a membership that reduces the cost of getting in?
Is there a theme I can build around this destination that would make the whole trip more intentional and memorable?
And for your Layer 2 experiences — your mid-range adventures — run the same questions. A zoo trip with a membership pass. A museum visit that’s free because of your reciprocal card. A state park afternoon that costs nothing because you bought the annual pass in January.
The memberships do the heavy lifting. The theme does the rest.
Your Assignment Before Next Friday
Pull up your Layer 1 and Layer 2 lists from last week.
For each one, ask: is there a membership that could reduce or eliminate the entrance cost? Do a quick search on your local zoo, museum, and state park system. See what networks they belong to and what a membership actually unlocks.
Then spend ten minutes thinking about theme. Is there a subject your family is curious about right now — history, nature, science, art, adventure — that could become the thread running through your biggest trip this summer?
You might be surprised how quickly an expensive-feeling trip starts to look a lot more affordable.
Next week we’re going deep on points travel — how I flew my family to Costa Rica for about $30 a person, and how you can start building toward the same kind of trips.
You’ve got the system. Now let’s sharpen the tools.
See you at the top.