Terms of Use: The Rules of the Ascent
Welcome to Monthly Money! This website and its services are operated by Monthly Money LLC. I’m Tony, and I’m happy to guide you on your journey. These Terms of Use are simple rules for using the website. By accessing and using Monthly Money, you agree to these terms. Let’s keep the path clear and respectful.
1. Acceptance of Terms
By using this website, you confirm that you are over the age of 18 and agree to be bound by these Terms of Use, as well as our Privacy Policy and Disclaimer (both linked in the footer). If you do not agree to these terms, please do not use this site.
2. Our Content and Intellectual Property
A. Ownership
All content on Monthly Money, including all articles, text, guides, graphics, and the “Monthly Money” concept, is the property of Monthly Money and is protected by copyright and intellectual property laws.
B. Limited Use License
You are granted a limited, non-exclusive, non-transferable license to view, download, and print the educational materials on this site for your personal, non-commercial use only.
C. Prohibited Actions
You may not republish, sell, rent, reproduce, redistribute, or use our content for any commercial purpose without my prior written consent. The goal is to educate, not to be resold.
3. The Non-Advice Reinforcement
As stated in the Disclaimer, which is incorporated by reference here:
- Educational Purpose Only: The content provided by Tony, your Monthly Money Man, is for educational and informational purposes only. It is intended to help you understand financial concepts and take informed, consistent, Monthly Money actions.
- No Fiduciary Duty: We do not provide personalized financial, investment, tax, legal, or accounting advice. Nothing on this site creates a client-advisor relationship.
- Consult a Professional: Always seek the advice of a qualified, licensed professional before making any financial decision based on information you read here.
4. Limitation of Liability
You agree that Monthly Money and Tony shall not be liable for any direct, indirect, incidental, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, data, or other intangible losses, resulting from the use or inability to use the website or its content.
We are guiding you up the mountain, but you are responsible for your own footing and safety.
5. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Indiana, United States, without regard to its conflict of law provisions.
6. Changes to Terms
I may revise these Terms of Use at any time. The date of the last update will be listed at the top or bottom of this page. Your continued use of Monthly Money confirms your acceptance of any new terms.